Privacy Policy

Park Community Federal Credit Union is committed to providing financial products and services to meet your needs and reach your financial goals. We are equally committed to protecting our members’ privacy. You can be confident that your financial privacy is a priority of this credit union. To assure the continued privacy and confidentiality of your personal financial information, Park Community Federal Credit Union observes the practices and procedures listed below. If you have any questions, please contact a member service representative at (502) 968-3681.

Information We Collect and Disclose About You

• Information we received from you on applications or other forms received through any medium;
• Information about your transactions with us, our affiliates, or others;
• Information we receive from a consumer reporting agency;
• Information we obtain when verifying the information you provide on an application or other forms.

We may disclose all the information we collect, as described above and as permitted by law, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members’ privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell, rent, or share our member information to anyone else.
In order to conduct the business of the credit union, we may also disclose nonpublic personal information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, comply with judicial orders, or protect the security of our financial records.

Our Security Measures
We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information. Due to our strict use and protection of your nonpublic personal information, there is no opt-out form required to secure your privacy more than we already have.
If you have questions concerning this notice, please do not hesitate to call us.

ONLINE SECURITY TECHNOLOGY

Encryption
Encryption is currently the most effective way to securely transmit data over the Internet. Web browsers use encryption to enable safe online communications and transactions between you and the website you interact with. The stronger the level of encryption your web browser uses, the more difficult it is for unauthorized individuals to intercept your online information.  In order to access our website, you have to have use a web browser that supports 128-bit encryption.

Park Community uses Secure Socket Layer (SSL) encryption technology.   For your protection, we require that you "login" to secure areas of our website using your member username and password. When you login successfully, your web browser establishes a secure SSL connection between your computer and our web servers. This will allow you to communicate with us privately and conduct online transactions safely. To make sure your browser has established a secure connection, look for a security symbol located at the bottom left or right hand corner of your browser. You may also check the address bar of your browser. If the website address starts with "https://" rather than the standard "http://", then the session is secured.  To further protect against unauthorized access to your accounts, Park Community systems are designed to automatically terminate a secure online session if extended inactivity is detected. If your session terminates, you will have to login again to continue your activities.

McAfee Secure Technology
In addition to encryption, Park Community uses several layers of security mechanisms that consist of solid monitoring and reporting services, as well as prevention, vulnerability detection, and response procedures. We are always looking for new technologies and advances in security to ensure the integrity of our systems and the safety of your information. That's why Park Community recently implemented a 24/7 system monitoring using McAfee Secure Technology.

Cookies
This site uses "Session Cookie" technology, which does not permanently store any information on your computer and is not used to gather additional information about the users of this site. When users close their web browser, "Session Cookie" information is deleted.

PRIVACY AND YOUNG MEMBERS

Because the privacy of young members and other visitors to our website is of the utmost importance, Park Community Federal Credit Union has adopted the following privacy policy, which conforms to the Children’s Online Privacy Protection Act of 1998.
The Credit Union does not solicit to children under the age of 13. We are aware of COPPA requirements, and should we receive a membership application from which we can determined the age of the child, we will comply with COPPA requirements to obtain parental consent and/or notify the parent(s) or guardian(s) of the receipt of such information. Further, we will not proceed with the request of the membership application without parental consent.