| FEE TYPE |
CHARGE |
| ATM |
$1.00 Per Month
(Applies to members with PCFCU savings & checking
account) |
| ATM |
$5.00 Per Month
(Applies to members with a PCFCU savings account
and no PCFCU checking account) |
| ATM
Usage |
$1.00 Per Each
(First 7 per month are free--includes Alliance One, MoneyPass, Intercept and Republic Bank transactions--does
not include foreign ATM surcharge) |
| ATM/Debit
Replacement Card |
$5.00 |
ATM/Debit Replacement Card Quick Ship Fee
|
$50.00 |
| BillPay - Stop Payment |
$20.00 |
| BillPay - Check Copy |
$4.00 |
| Card Transaction Dispute Fee |
$15.00 Member authorized debit card transaction |
| Cashiers
Check - Member |
$5.00 |
| Cashiers
Check - Non-Member |
$9.00 |
| Check
Cashing |
$5.00 (No PCFCU loans or less than $200 in combined savings,
certificates, and club accounts. Waived for ages under 18 & 65 or older or loans paid off within the last 6 months) |
| Check
Copy |
$5.00 |
| Checking
- Fresh Start |
$12.00 Per Month
(Maintenance fee) |
| Checking – Fresh Start II |
$15.00 Per Month
(Maintenance fee) |
| Checking
- Park Plus |
$10.00 Per Month
(Below$1,000 minimum balance) |
| Checking
- Regular |
$5.00 Per Month
(Minimum daily balance of less than $200 in combined deposits or no loan relationship) |
| Checking - eChecking |
$5.00 per month
(If requirements of direct deposit and eStatements are not met) |
| Checking – Freedom |
$5.00 Per Month
(If requirement of $400 direct deposit or payroll deduction are not met) |
| Closed
Savings Account |
$10.00 (within six
months of opening) |
| Courtesy
Overdraft |
$26.00 Per Each
|
| Dormant
Account |
$5.00 (No
activity for 12 months & minimumcombined daily balance below
$200. Excludes Share Certificates, Health Savings Accounts, IRA Certificates, IRA Savings, and Education Savings Accounts. Waived for Members under age 18) |
| Excessive
Overdraft Transfer from Savings |
$2.00 Per day
(First two days used each month is free) |
| Foreign Deposit Processing Fee |
$12.00 Per item. |
| Holiday Savings Early Withdrawal |
$8.00 (Waived from first business day in October – January 31) |
| Lost
Safe Deposit Box Key Drilling |
$125.00 |
| Money
Market Below Min. Withdrawal |
$10.00 Per Each
(Applies to withdrawals less than $250) |
| Money
Market Over Transaction Limit |
$10.00 Per Occurrence (Applies to withdrawals in excess of 6 electronic withdrawals in a
calendar month. Combination of transfers, ACH debits, & a
maximum of 3 checks. In person withdrawals or request for checks
to be mailed are not included in the maximum allowed) |
| Money
Order |
$2.50 |
| NSF
Stop Payment |
$26.00 (If check amount
exceeds current checking balance) |
| NSF Items |
$26.00 (Includes returned checks, pre-authorized debits/ACH
originations, and ATM/Debit card overdrafts) |
| Quick
Cash (formerly Western Union) |
Based on amount wired |
| Research/Reconciliation |
$15.00 Per Hour
(by appointment only) |
| Returned
Deposit |
$10.00 (Check/ACH deposited into account is returned) |
| Returned Foreign Deposit |
$25.00 (Items drawn outside the U.S.) |
| Overnight Delivery Fee |
$17.50 (USPS) |
| Savings
Acct. Maintenance |
$5.00 Per Month
(Members with a savings account relationship only-Regular, Holiday, Vacation, Miscellaneous/Additional Savings- with a minimum combined daily balance of less
than $200 and no other services with the Credit Union. Waived for the first 6 months and for ages under 18 & over 65 or if you have a loan or loan paid off within the last 6 months) |
| Shared
Branch Excessive Withdrawals |
$5.00 Per Each
(First 4 withdrawals or cash back free) |
| Statement
Copy |
$5.00 |
| Stop
Payment |
$14.00 (if funds are
available to cover your check) |
| Temporary
Checks |
$3.00 Per 8
|
| Traveler's
Checks - Two Party |
$1.00 Per Hundred
|
| Wire
Transfer (Incoming) |
$5.00 |
| Wire
Transfer (Outgoing) ** |
$15.00 |
| Wire
Transfer (International)** |
$35.00 |