This spring, renew your desire to get behind the wheel and drive. With these low rates, you can get more car for your money and still keep your payments low. Apply online today!
Auto Loan rates as low as
3.99% apr*
for 2003 models and newer.
Park Community Federal Credit union auto loans can help you get the low rate financing you’ve been looking for, without sacrificing the options you’ve always wanted. We provide low rate auto loans in Kentucky, Southern Indiana, Decatur, Alabama, and Macon, Georgia.
Use the above loan payment calculator to find a payment that fits your budget. Click Apply Now if you’re ready to apply, or you can apply in person, by phone, or visit a participating dealer direct dealer for convenient on the lot financing. Once you close your loan, make payments by setting up convenient automatic transfers from your free checking account or use our easy online banking platform.
Tips for the Dealership
Before you head out to the dealer, take a minute to check out our New Car Buying Coach and Used Car Buying Coach. They’re your free online coach to learn how to negotiate the best price and what you need to know when buying a used car. If you have a trade-in, click here or on the vehicle research link towards the bottom of the page to find out what your trade-in is worth.
Auto Loan Refinancing
Besides new and used car loans, we also provide the same great auto loan rates to those interested in smaller payments and lower rates by offering auto loan refinances from other lenders. Park Community Federal Credit union auto loan refinancing is quick and easy.
Discounts for credit union members.
Now credit union members across the country have access to terrific discounts on new GM and Chrysler vehicles through the Invest in America program. Click here to visit www.lovemycreditunion.org to find out more about the program, or click here to see a list of participating Dealer Direct dealers that offer on the lot financing through Park Community.
The bottom line.
No one does more to get you in the car of your dreams than Park Community Federal Credit Union. Not only do we arrange for funding, we provide the tools to help get the best deal and the low rate auto loan to get you behind the wheel. Park Community even offers auto loan refinancing. Refinance your low at a lower rate and lower your payments. For more information, call 502/968.3681 or 800/626.2870.
* Annual Percentage Rate. Rates as of February 21, 2010 and subject to change without notice. Rate shown reflects additional .25% rate reduction for automatic payments. Must qualify. Actual rate determined by vehicle age, mileage, and your credit score. Applies to 2003 models and newer. Special rates apply to 60 month terms or less. Excludes existing Park Community loans and cannot be combined with any other offers. Limited time only.
Vehicles for Sale
- Browse any vehicles for sale
- Place a bid online ... or ... submit a purchase form.
- Upon acceptance of your bid, you're ready to drive away!
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Dealer Financing
Financing On the Lot with Dealer Direct
Here's an easy and time-saving way to get PCFCU financing right at your auto dealership
- Choose any participating dealer displaying the Dealer Direct Logo--or find one below.
- Tell them you want to finance with Park Community Federal Credit Union and complete your application right there.
- And upon approval, you're ready to drive away!
The dealer will take care of the paperwork for your Park Community Federal Loan. There's no coming to the Credit Union, no waiting to be seen! And, of course, you'll always get the same low rates being offered at all of our PCFCU offices! |
Auto Insurance
We've teamed up with CUNA Mutual's Member Connect Program to
bring you the best possible coverage at the best possible rates.
Combine your Corporate America discount with a host of other
discounts--like discounts for safe drivers, multi-car coverage,
anti-lock brakes and anti-theft devices, to name a few--to save
more! For more information on the Auto Insurance Program call
1-888-380-9287. |
Guaranteed Auto Protection (GAP)
If your car is totaled or stolen, your car insurance may not
cover the total cost of your outstanding loan balance. GAP pays
the difference between the actual cash value your insurance will
pay and the outstanding loan balance within certain limits. And
getting GAP coverage through us costs much less than buying it
through auto dealers. For more details on GAP coverage, contact
one of our lending experts at your local branch. |
Insurance Verification
Recently change insurance companies? Need to update your information? Keep your insurance information up-to-date by clicking on the link below.
 Click here
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Vehicle Service Agreement
VSA is a comprehensive and flexible warranty program that protects
you against an unexpected expense. VSA offers towing, car rental,
and travel expenses should you have a problem with your vehicle.
For more details on VSA coverage, contact one of our lending
experts at your local branch. |
Vehicle Research
Be prepared when you visit the car lot. Chrome Carbook links you to valuable comparison tools which allow you to compare advantages and disadvantages of up to 5 cars at time. You can also research vehicle trade-in values and invoice and MSPR pricing on new vehicles.
Click
here |
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Toll Free: (800) 626-2870 
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