Your perfect car is waiting!
Decisions like leather or cloth seats are easier when you know you’re getting a low rate auto loan from Park Community Federal Credit Union. Our competitive interest rates and loan options make financing a new or used vehicle easy and affordable. With a car loan from Park Community, you don’t have to sacrifice all the bells and whistles in order to get a low monthly payment. Choose the Park Community auto loan that fits your life and apply your way, online. |
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- Current and prior year models
- Brand new and preowned
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- 2004-2009 models
- Budget savvy option
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- Bring us your loan from another lender
- $25 lien filing fee
- Lower your monthly payment
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The Community Leader in Lending Park Community Federal Credit Union auto loans can help you get the low rate financing you’ve been looking for, without sacrificing the options you’ve always wanted. We provide low rate auto loans in Kentucky, Southern Indiana and Decatur, Alabama. Ready for your new ride? Call, visit a branch, apply online, or visit one of our Dealer Direct lenders today.
Easy Payment Options
Use the above loan payment calculator to find a loan amount that fits your budget. Click Apply Now if you’re ready to apply, or you can apply in person, by phone, or visit a participating dealer direct dealer for convenient on the lot financing. Once you close your loan, make payments by setting up convenient automatic transfers from your checking account, using Online Bill Payment, transfer money using Online Banking, or call DIAL (telephone banking).
Tips for the Dealership
Before you head out to the dealer, take a minute to check out our New Car Buying Coach and Used Car Buying Coach. They’re your free online coach to learn how to negotiate the best price and find out what you need to know when buying a used car. If you have a trade-in, click here or on the vehicle research link towards the bottom of the page to find out what your trade-in is worth.
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Auto Loan Refinancing
Besides new and used car loans, we also provide the same great auto loan rates to those interested in smaller payments and lower rates by offering auto loan refinances from other lenders. Park Community Federal Credit union auto loan refinancing is quick and easy.
Auto Equity Loans
In today’s economy, borrowing against your vehicle may be one of the best ways to save you money. If you paid your car loan off early or have equity, an Auto Equity Loan* can help you get the things you need at a much lower rate.
Discounts for Credit Union Members
Now credit union members across the country have access to terrific discounts on new GM and Chrysler vehicles through the Invest in America program. Click here to visit www.lovemycreditunion.org to find out more about the Invest in America program.
The Bottom Line
No one does more to get you in the car of your dreams than Park Community Federal Credit Union. Not only do we arrange for funding, we provide the tools to help get the best deal and the low rate auto loan to get you behind the wheel. Park Community even offers auto loan refinancing. Refinance your low at a lower rate and lower your payments. For more information, call 502/968.3681 or 800/626.2870.
Vehicles for Sale
- Browse any vehicles for sale
- Place a bid online ... or ... submit a purchase form.
- Upon acceptance of your bid, you're ready to drive away!
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Dealer Financing
Financing On the Lot with Dealer Direct
Here's an easy and time-saving way to get PCFCU financing right at your auto dealership
- Choose any participating dealer displaying the Dealer Direct Logo--or find one below.
- Tell them you want to finance with Park Community Federal Credit Union and complete your application right there.
- And upon approval, you're ready to drive away!
The dealer will take care of the paperwork for your Park Community Federal Loan. There's no coming to the Credit Union, no waiting to be seen! And, of course, you'll always get the same low rates being offered at all of our PCFCU offices! |
Auto Insurance
We've teamed up with CUNA Mutual's Member Connect Program to
bring you the best possible coverage at the best possible rates.
Combine your Corporate America discount with a host of other
discounts--like discounts for safe drivers, multi-car coverage,
anti-lock brakes and anti-theft devices, to name a few--to save
more! For more information on the Auto Insurance Program call
1-888-380-9287. |
Guaranteed Auto Protection (GAP)
If your car is totaled or stolen, your car insurance may not
cover the total cost of your outstanding loan balance. GAP pays
the difference between the actual cash value your insurance will
pay and the outstanding loan balance within certain limits. And
getting GAP coverage through us costs much less than buying it
through auto dealers. For more details on GAP coverage, contact
one of our lending experts at your local branch. |
Insurance Verification
Recently change insurance companies? Need to update your information? Keep your insurance information up-to-date by clicking on the link below.
 Click here
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Vehicle Service Agreement
VSA is a comprehensive and flexible warranty program that protects
you against an unexpected expense. VSA offers towing, car rental,
and travel expenses should you have a problem with your vehicle.
For more details on VSA coverage, contact one of our lending
experts at your local branch. |
Vehicle Research
Be prepared when you visit the car lot. N.A.D.A links you to valuable comparison tools which allow you to compare advantages and disadvantages of up to 5 cars at time. You can also research vehicle trade-in values and invoice and MSPR pricing on new vehicles.
Click
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Toll Free: (800) 626-2870 
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