Discover the value of equity.
For more information, call the Mortgage Hotline at 502/815.1152 or 800/626.2870 ext. 1152, stop by your local branch, or click on the apply now button to get started.
 
- Ability to access repeatedly without reapplying
- Access funds by check, phone, or at any branch
- Interest-only payments available*
- Interest may be tax deductible*
This new feature adds even more flexibility! Once your line is established, you can choose to advance up to 3 portions of your Flex HELOC with a locked rate, term, and payment. Plus -- you still have the option to make variable rate advances as long as you have available credit. For example:
| Flex HELOC |
$50,000 |
Total Credit Line |
| Locked/Variable |
Amount |
Purpose |
| Locked |
$20,000 |
Car |
| Locked |
$10,000 |
Consolidate Debt |
| Locked |
$2,000 |
Vacation |
| Variable |
$18,000 |
Available Credit |
* Consult your tax advisor.
**Flex Home Equity Line of Credit and Second Mortgages: Must qualify. Standard credit criteria applies. $25,000 min. $250,000 max. Primary residence only. Loan-to-Value must be 90% or less minus first mortgage balance. Home must be located within 100 miles of a Park Community branch. Must close 60 days from application date. Excludes existing Park Community equity products. Requires Park Checking Account with direct deposit. Available for a limited time. Other terms and conditions may apply.
†Park Community Federal Credit Union's Home Equity Line of Credit features variable rates based on the Prime Rate (index) (as published in The Wall Street Journal). Variable rates may be adjusted quarterly by applying the predetermined margin to the index published 10 days prior to the change date. Rates vary depending upon credit line amount, total loan to value, and individual credit score. Minimum rate is 3.5%. Maximum rate is 15%. Fixed rate advances available. Please call for details about fixed rate advance options. Maximum LTV is 90%. Home Equity Line of Credit available in AL, IN, and KY. Owner occupied properties only. Subject to credit and property approval. Rates, program terms, and conditions subject to change without notice. Other restrictions and limitations may apply. |
Toll Free: (800) 626-2870 
Privacy Policy 
Website Design by Avtec Media