Purchasing or Refinancing a Home? 
Rates are still low, so whether you are buying or refinancing to lower your rate or get additional cash, we have the mortgage loan you need.

Our Mortgage Officers know how important purchasing a home can be and just how stressful the financing can become. With this in mind, we are happy to offer our members Purchase Mortgages and First Mortgage refinances in 10-30 year terms.  

$8,000 First Time Homebuyers Tax Credit—Extended!
The Worker, Homeownership, and Business Assistance Act of 2009 has extended the tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence. The tax credit now applies to sales occurring on or after January 1, 2009 and on or before April 30, 2010. However, in cases where a binding sales contract is signed by April 30, 2010, a home purchase completed by June 30, 2010 will qualify.

For more information, visit: http://www.federalhousingtaxcredit.com

$6,500 Tax Credit for Current Homeowners—New!
For the first time, long-time homeowners who buy a replacement principal residence may also claim a homebuyer credit of up to $6,500 (up to $3,250 for a married individual filing separately). They must have lived in the same principal residence for any five-consecutive year period during the eight-year period that ended on the date the replacement home is purchased.

For more information, visit: http://www.federalhousingtaxcredit.com

Unhappy with Your Adjustable Rate Mortgage Payment?
If your ARM payment is getting out of control, Park can help. Refinance your Adjustable
Mortgage with a Fixed Rate Mortgage from Park Mortgage. Gain peace of mind knowing
you'll never have to worry about your payment getting out of control again.

Talk to a Mortgage Specialist
For a FREE mortgage analysis, call the Mortgage Hotline at (502) 815-1152 or (800) 626-2870, ext. 1152 for more information or apply online.