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Pick Your Term Share Certificate
- Pick any 3-6 month term & get:
- Pick any 7-12 month term & get:
- Pick any 13-18 month term & get:
- Pick any 19-24 month term & get:
With the Pick Your Term Share Certificate, pick the term that
fits your needs and enjoy receiving your dividends monthly.
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* Annual Percentage Yield. New money only, not funds currently on deposit with PCFCU. Minimum deposit $500. If not withdrawn, share certificates with a 3-6 month term will renew to a standard 6 month certificate, 7-12 month terms will renew to a standard 12 month certificate, 13-18 month terms will renew to a standard 18 month certificate, and 19-24 month terms will renew to a standard 24 month certificate. Dividends paid monthly. Substantial penalty for early withdrawal. Available for a limited time. Rates as of 6/8/11 and subject to change without notice. Federally insured by the NCUA. |
| CerKIDicate, a Certificate for Kids |
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$100 minimum to open
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Ages 17 and under
Rate based on regular 24 month certificate + 0.5% |
| * Annual Percentage Yield. Rate subject to change without notice. If not withdrawn, share certificate will automatically renew to a standard 24-month Cerkidicate. If the member is 17 and the money is not withdrawn, the money will be transferred to a standard 24 month certificate if the balance is $500 or more and transferred into a savings account if it is less that $500. Rate as of 6/8/11. Federally insured by the NCUA. |
| Wealth Builder Certificate |
- $250 minimum to open
- Ability to make additional deposits
- Earns higher interest than traditional savings
Short on excess cash, but not on dreams? The Wealth Builder Certificate allows you to earn a higher rate of interest than a traditional savings account with a small opening deposit of just $250. Then, as often as weekly, you can add to the certificate when you have extra money. The extra deposits to the certificate need to be at least $10, and you can make these deposits via payroll deduction, payroll allocation, or in person. With a competitive rate and limited access, the Wealth Builder Certificate can help you turn a little into a lot. |
*$250 Minimum. Rate as of 6/8/11 and subject to change without notice. Deposits
of at least $10 are allowed weekly by payroll deduction, allocation, or in person. If
not withdrawn, certificate will automatically renew to a new 24-month Wealth
Builder Certificate. Penalty for early withdrawal. Rate based on standard 24-month certificate less a quarter of a percent. Other terms and conditions may apply. |
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