|
|
LOAN RATES
APR = Annual Percentage Rate
* Rates subject to change. Please contact us for a quote.
* Actual rate will be based upon applicant's credit score.
 Try our Financial Calculators
|
|
- Mortgage
- Autos
- RV's & Boats
- Motorcycles
- Unsecured Loans
- Others
Mortgage |
Features |
Term |
APR |
1st Mortgage |
Click here to see the rates |
-- |
-- |
2nd Mortgage/
Home Equity |
LTV up to 80%. Please contact us for additional
rates and terms.Click here to see the rates. |
-- |
-- |
| |
|
|
|
Models/Year |
Features |
Term |
APR |
| Cars/Trucks/Vans |
|
60 months or less |
3.99% *5 |
| 2009-2010 |
Up to 100% Retail Value |
24 months |
3.99% *1 |
| |
- - |
36 months |
3.99% |
| |
- - |
48 months |
3.99% |
| |
- - |
60 months |
3.99% |
| |
- - |
66 months |
4.24% |
| |
2Valued at $15,000 or more and 20,000 miles or less |
72 months |
4.74% *2 |
| |
3New, untitled vehicles valued $30,000 or more |
84 months |
5.24% *3 |
| |
Above rate includes 1/4% rate reduction
for automatic transfer from a qualified
Park Community account. |
|
|
2003-2008 |
Up to 100% NADA Retail Value |
60 months or less |
3.99 *5 |
| |
- - |
36 months* |
3.99% |
| |
- - |
48 months* |
3.99% |
| |
- - |
60 months* |
3.99% |
| |
4For 07-08 vehicles under 40,000 miles |
66 months* |
4.24% *4 |
| |
Max. term:
07-08 models -- 66 mo.
06-05 models -- 48 mo.
04-03 models -- 36 mo.
Terms based upon vehicle age, mileage, &
condition at loan officer's discretion.
* Above rate includes 1/4% rate reduction
for auto transfer from Park Community account. |
|
|
1 24 monthly payments of $44.55 per $1,000 borrowed.
2 Valued at $15,000 or more and has 20,000 miles or less.
3 New, untitled vehicles valued $30,000 or more.
4 To qualify for 66 months for a 07-08 model only, vehicle must have 40,000 miles or less.
5 Annual percentage rate. Rates as of 11.12.09 and subject to change without notice. Actual rate determined by vehicle age, term, and credit score.
Member will receive a discount on the Annual Percentage Rate (APR) with one of the following:
i. Discount of 0.25% on the APR if member elects to have loan payment set up on automatic transfer, payroll deduction, ACH or direct deposit.
ii. Discount of 0.50% on the APR if member elects credit life and credit disability insurance on loan and either opens a checking account with direct deposit or elects to have loan payment set up on automatic transfer, payroll deduction or direct deposit.
The maximum discount a member may receive on his/her APR is 0.50%. |
Models/Year |
Features |
Term |
APR |
(Motor Homes,
Campers, & Boats) |
|
|
|
2009-2010 |
Up to 100% Retail Value |
$2,500 - $5,000 |
$5,001 - $9,999 |
$10,000 and up |
|
| |
60 months |
120 months |
144 months |
|
|
| |
Above rate includes a 1/4% rate reduction
for automatic transfer from a qualified
Park Community account. |
|
|
2003-2008 |
Up to 100% Retail Value |
$2,500 - $5,000 |
$5,001 - $9,999 |
$10,000 and up |
|
| |
60 months |
120 months |
144 months |
|
|
| |
Above rate includes a 1/4% rate reduction
for automatic transfer from a qualified
PCFCU account. |
|
|
Models/Year |
Features |
Term |
APR |
2009-2010 |
Up to 100% NADA Value |
84 month term is for new, untitled units
valued at $18,000 or greater |
|
60 months |
72 months |
84 months |
|
|
| |
Above rate includes a 1/4% rate reduction
for automatic transfer from a qualified
Park Community account. |
|
|
2003-2008 |
Up to 100% NADA Value |
66 month term is for 2007-2008 models only
with 20,000 miles or less. |
|
|
|
| |
Above rate includes a 1/4% rate reduction
for automatic transfer from a qualified
Park Community account. |
|
|
5 84 month term is for new, untitled units valued at $18,000 or greater.
6 66 month term is for 2007-2008 models only with less than 20,000 miles.
Member will receive a discount on the Annual Percentage Rate (APR) with one of the following:
i. Discount of 0.25% on the APR if member elects to have loan payment set up on automatic transfer, payroll deduction, ACH or direct deposit.
ii. Discount of 0.50% on the APR if member elects credit life and credit disability insurance on loan and either opens a checking account with direct deposit or elects to have loan payment set up on automatic transfer, payroll deduction or direct deposit.
The maximum discount a member may receive on his/her APR is 0.50%.
Unsecured |
Features |
Term |
APR |
Unsecured |
|
|
11.24 -18.00% |
Share-Secured |
-- |
144 months |
4.50% |
CD-Secured |
2.0% above the rate paid or 4.50%,
whichever is greater. |
|
|
Rate Varies |
| Unsecured Line of Credit |
|
|
11.24% |
Credit Builder |
|
12 months |
11.24%-18.00% |
Fresh Start |
-- |
12 months |
11.24%-18.00% |
Others |
Features |
Term |
APR |
Horse Trailers |
|
|
|
2009-2010 |
Under $10,000 (loan amount) |
$10,000 and up (loan amount) |
|
|
|
| |
Rates are shown with a .25% discount for
automatic payments. |
|
|
2003-2008 |
Under $10,000 (loan amount) |
$10,000 and up (loan amount) |
|
|
|
| |
Rates are shown with a .25% discount for
automatic payments. |
|
|
New GE Appliances |
Up to 100% Purchase Price + Taxes |
36 months |
8.40% |
Other Collateral &
Farm Machinery |
-- |
36 months |
9.99% |
|
|
|
|
Toll Free: (800) 626-2870 
Privacy Policy 
Website Design by Avtec Media