Accounts:
Certificates

Invest Safely with a Park Community Share Certificate Account

Park Community Share Certificates are safe, secure, and insured up to $250,000. Choose your type of certificate, your terms, and your opening investment and start saving today with one of our three great Share Certificates.

Traditional Share Certificate – $500 to Open Wealth Builder Certificate – $250 to Open CerKIDicate – $100 to Open
With terms ranging from six months to five years and fabulously competitive rates, the traditional share certificate requires a minimum opening balance of only $500. At the end of your term, you can either cash out or reinvest. The wealth builder certificate still earns more interest than a regular savings account, but only requires a minimum deposit of $250. Plus, you can add invest more each week ($10 minimum) by visiting Park Community or through direct deposit or payroll deduction. Share Certificates are for kids, too! Get your kids on the right track to financial success and teach them the value of investing with a CerKIDicate. CerKIDicates require only $100 to open and offer 24-month terms so your kids can watch their money grow while they’re growing. Bonus rates are paid, too!

Traditional Share Certificate – $500 to Open

With terms ranging from six months to five years and fabulously competitive rates, the traditional share certificate requires a minimum opening balance of only $500. At the end of your term, you can either cash out or reinvest.

Open Now


Wealth Builder Certificate – $250 to Open

The wealth builder certificate still earns more interest than a regular savings account, but only requires a minimum deposit of $250. Plus, you can add invest more each week ($10 minimum) by visiting Park Community or through direct deposit or payroll deduction.

Open Now


CerKIDicate – $100 to Open

Share Certificates are for kids, too! Get your kids on the right track to financial success and teach them the value of investing with a CerKIDicate. CerKIDicates require only $100 to open and offer 24-month terms so your kids can watch their money grow while they’re growing. Bonus rates are paid, too!

Open Now


Current Rates

Account Type Features Rate APY*
6 month Share Certificate Minimum $500 0.30% 0.30%
12 month Share Certificate Minimum $500 0.499% 0.50%
18 month Share Certificate Minimum $500 0.499% 0.50%
24 month Share Certificate Minimum $500 0.896% 0.90%
36 month Share Certificate Minimum $500 1.193% 1.20%
48 month Share Certificate Minimum $500 1.44% 1.45%
60 month Share Certificate Minimum $500 1.587% 1.60%
Wealth Builder Minimum $250 0.648% 0.65%
CerKIDicate Minimum $100 1.39% 1.40%

*APY=Annual Percentage Rate. Rates as of 10/08/2013 and subject to change without notice. An early withdrawal penalty may be imposed on certificate accounts. For more detailed information, call 502/968.3681 or 800/626.2870.

 

 
 
 

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