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Youth & Student

Now is the Time to Develop Good Financial Habits at Park Community

Learning good financial habits early in life will help kids be responsible and smart about money for years to come. Our DesJardins-award-winning programs and accounts** are built to not only facilitate learning about budgeting, balancing, and spending, they also help incentivize good habits.  

First Things First, Open a Youth Savings Account

A Youth Savings Account at Park Community is more than your ordinary savings account.  For kids 12 and under, it also means being part of the Parkie’s Pals Club, and for our teens it means being part of the J4T Club (Just for Teens). Kids and teens learn how to save by collecting Paw Print Stamps on a prize card whenever they make an in-branch deposit. Then, they turn them in for fun prizes whenever they reach savings milestones such as $100, $200, and $500.

Parkie’s Pals and J4T Club features:

  • Savings accounts with no minimum balance and no fees
  • Fun, age-appropriate prizes for meeting certain goals
  • Access to 24-month CerKIDicate certificates, starting at $100

Download a prize card sheet and start earning rewards.

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Open your child’s account today with just $5.
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Student Checking

Once your child reaches age 12, he or she is eligible for a free Park Community Student checking account. This account is available for kids aged 12-24 and for full-time students. Also, there is no minimum balance requirement and it comes with a free Park Community Check Card.

CerKIDicates – Certificates Just for Kids!

Parkie’s Pals and J4T members are eligible for 24-month CerKidicates. They only require $100 to open and they pay bonus rates. Watch your money grow, along with your kids.

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Coverdell Educational Savings Account

This account works much like a Roth IRA and is designed specifically to allow individuals to plan for their child’s education. This account offers two important tax advantages: tax-free distributions and tax-free earnings.

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6 Scholarships Available Each Year

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The Park Community Scholarship

Each year, we select 1 outstanding High School senior to receive the Park Community Scholarship based on:

  • Academic Achievements
  • Extracurricular Activities
  • GPA
  • Applicant Essay

The winner receives a $2,000 award that will be distributed evenly over the course of four consecutive years as long as the student continues to meet the requirements described in the application. Applications are due May 31 each year and the winner is selected in June.

The William Christian Lewis Shadburne Memorial Scholarship

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Son of Park Community’s Executive Vice President, David Shadburne, Christian Shadburne was an athlete, a leader, and a servant. A 2012 graduate of Hart County High School, Christian was an avid sports fan participating in basketball, soccer, baseball, tennis, and cross-country. He earned all-district honors in basketball and soccer, and was a captain on his basketball, soccer and tennis teams. Christian was selected as a Kentucky Governor Scholar, voted Mr. Hart County High School, and maintained a 4.0 GPA. Christian played an active role in his church and had a passion for serving at nursing homes and camps for children with disabilities. After graduating from high school, Christian enrolled at Western Kentucky University majoring in biology with a minor in chemistry. His career aspiration was to be a pediatrician. While completing his junior year at Western Kentucky University he was diagnosed with a rare form of cancer. Despite radiation and chemotherapy treatments, Christian passed from this life on May 26, 2016 at the age of 22.

Though Christian’s life was short, he left a legacy that will be remembered. His priority in life was to be faithful to his God. He cared about his community and tried to help others whenever he could. It was Christian’s character to go out of his way to help his friends and loved ones. Even when he was fighting cancer, he continued to think of others before he thought of himself. To be a friend of Christian’s meant never having to face a challenge alone.

Park Community Credit Union is awarding five (5) $1,000 non-renewable scholarships in memory of Christian to honor his achievements and hard work and remember his unselfish desire to help his community. It is our goal to reward well rounded students who seek to improve their community as Christian did. Applications for this scholarship must be postmarked by May 20, 2018.

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Attention Teachers! We Have an In-Class Educational Program

Help your students get a jump on financial literacy by inviting Park Community to your class, where we will deliver our award-winning, customized lesson plans to meet the needs of both students and teachers.

Park Community is dedicated to Youth Financial literacy and we’re willing to do whatever it takes to improve the financial future of our youth. Our classroom lessons on savings and credit help to improve financial literacy and strengthen our bond with the community.

Let’s get started today. Contact your local representative at 502.968.3681 or

Current Rates

Account Type Rate* APY*
CerKIDicate 2.713% 2.75%
Parkie's Pals 0.150% 0.150%
J4T Savings 0.150% 0.150%
Coverdell ESA Savings 0.20% 0.20%

*APY=Annual Percentage Rate. Rates as of 08/01/2018 and subject to change without notice. For more detailed information, call 502.968.3681 or 800.626.2870.

**A parent or legal guardian is required to be joint on accounts for youth under the age of 18.


© 2018, Park Community Credit Union

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