Youth & Student

Now is the Time to Develop Good Financial Habits at Park Community

Learning good financial habits now will help kids of all ages be responsible with and smart about money for years to come. Our DesJardins-award-winning programs and accounts** are built to not only facilitate learning about budgeting, balancing, and spending, they also help incentivize good habits. 

First Things First, Open a Youth Savings Account

A Youth Savings Account at Park Community is more than your ordinary savings account.  For kids 12 and under, it also means being part of the Parkie’s Pals Club, and for our teens it means being part of the J4T Club (Just for Teens). Kids and teens learn how to save by collecting Paw Print Stamps on a prize card whenever they make an in-branch deposit. Then, they turn them in for fun prizes whenever they reach savings milestones such as $100, $200, and $500.

Parkie’s Pals and J4T Club features:

  • Savings accounts with no minimum balance, no fees, and fun, age-appropriate prizes for meeting certain goals
  • 0.06% APY* on savings accounts
  • Online Games and Activities
  • Access to 24-month CerKIDicate certificates, starting at $100

Download a prize card sheet and start earning rewards.

Parkie’s Pal Prize Sheets 0814  J4T Prize Sheet


Open your child’s account today with just $5.

Fun Learning Resources

Youth Website Buttons Youth Website Buttons2 Youth Website Buttons3

Student Checking

Once your child reaches age 12, he or she is eligible for a free Park Community Student checking account. This account is available for kids aged 12-24 and for full-time students. Also, there is no minimum balance requirement and it comes with a free Park Community Check Card.

CerKIDicates – Certificates Just for Kids!

Parkie’s Pals and J4T members are eligible for 24-month CerKidicates. They only require $100 to open and they pay bonus rates. Watch your money grow, along with your kids.

View Rates

Coverdell Educational Savings Account

This account works much like a Roth IRA and is designed specifically to allow individuals to plan for their child’s education. This account offers two important tax advantages: tax-free distributions and tax-free earnings.

Win a $2,000 Scholarship

Apply today to win a $2,000 Scholarship from Park Community. Each year, we select one outstanding High School senior to receive the scholarship based on:

  • Academic Achievements
  • Extracurricular Activities
  • GPA
  • Applicant Essay

The winner receives a $2,000 award that will be distributed evenly over the course of four consecutive years as long as the student continues to meet the requirements described in the application. Applications are due May 31 each year and the winner is selected in June.

To view and print PDF documents you may need Adobe Reader. If you do not have this free software please download it at Adobe’s Website.

Attention Teachers! We Have an In-Class Educational Program

Help your students get a jump on financial literacy by inviting Park Community to your class, where we will deliver our award-winning, customized lesson plans to meet the needs of both students and teachers.

Park Community is dedicated to Youth Financial literacy and we’re willing to do whatever it takes to improve the financial future of our youth. Our classroom lessons on savings and credit help to improve financial literacy and strengthen our bond with the community.

Let’s get started today. Contact Bobby White at 502/815.1141 or

Current Rates

Account Type Rate* APY*
CerKIDicate 1.34% 1.35%
Parkie's Pals 0.06% 0.06%
J4T Savings 0.06% 0.06%

*APY=Annual Percentage Rate. Rates as of 08/01/16 and subject to change without notice. For more detailed information, call 502.968.3681 or 800.626.2870.

**A parent or legal guardian is required to be joint on accounts for youth under the age of 18.


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