Information:
FAQ

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Account Information
How can I get my current account balance?
What is my account number?
How do I change my address?
What is the routing number?

Direct Deposit and Automatic Transfers
How do I change my direct deposit?
How do I change my automatic transfer?

Credit, Debit, and ATM Cards
How long do I have to wait to reapply for a Debit Card after I have been declined?
How do I get a new PIN # for my Debit or ATM Card?
Who do I call if my Credit Card, Debit Card or ATM Card is lost or stolen?
Who do I call if I have unauthorized transactions?
My Debit Card isn’t working online, what should I do?

Internet Services
After I make a bill payment, when are funds debited from my checking account?
How much does it cost to use Online Banking and Bill Payment?

Miscellaneous
What is the penalty if I cash in my certificate of deposit early?
How do I get a new access code for DIAL?
How do I wire funds to my Park Community account?


Account Information

How can I get my current account balance?
Our automated phone service, DIAL, will give you account information 24/7. You can also get your account balance by using our free Online Banking or Mobile Banking services. To protect your security, we do not give balances over the phone.

What is my account number?
Account numbers are not given over the phone for security reasons. Stop by your local office and they will be able to give you the number, or we can send it to you by mail.

How do I change my address?
Stop by your local office or send us a signed letter which lists your old and new addresses, or log in to Online Banking and update your address on your profile.

What is the routing number?
283079476

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Direct Deposit and Automatic Transfers

How do I change my direct deposit?
To change your direct deposit, you will need to contact your human resources department or the entity responsible for your direct deposit and give them our routing number and your checking account number. Park Community’s routing number is 283079476. Your checking account number (13 digits) can be found within online banking or at the bottom of your checks. Savings account numbers may be found within online banking. You may also visit your local branch if you have any questions.

How do I change my automatic transfer?
To change your automatic transfer, you will need to contact the company, bank, credit card, or other financial institution and give them our routing number and your account number. Park Community’s routing number is 283079476. Your checking account number (13 digits) can be found within online banking or at the bottom of your checks. You may also make transfers out of your savings account. Savings account numbers may be found within online banking. You may also visit your local branch if you have any questions. If you are with another banking institution and wish to move your money to Park Community, try our handy Switch Kit.

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Credit, Debit, and ATM Cards

How long do I have to wait to reapply for a Debit Card after I have been declined?
At least six (6) months.

How do I get a new PIN # for my Debit or ATM Card?
If you have forgotten or would like to change your PIN #, you can visit your local branch, call the eBranch at 502/968.3681 or 800/626.2870 and you will receive one within 5-7 business days, or log in to online banking and request one using the message feature.

Who do I call if my Credit Card, Debit Card or ATM Card is lost or stolen?
For a lost or stolen Card, stop by your local branch or call 502/968.3681 or 800/626.2870. After business hours, choose the option for lost/stolen card from the prompt and hold on the line until you speak to a representative.

Who do I call if I have unauthorized transactions?

  • For debit cards: report unauthorized debit card transactions by calling 866/987.1457 during the hours of 8am-8pm Monday-Friday, excluding holidays.
  • For credit cards: report unauthorized credit card transactions by calling 888/829.6434.

My Debit Card isn’t working online, what should I do?
You may not have not registered in the MasterCard SecureCode Program. Click here to register and sign up for your private code.

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Internet Services

After I make a bill payment, when are funds debited from my checking account?
The funds will be debited from your Park account on the business day you select for the payment to be made. For questions regarding the receipt of payment by the payee, please contact our Bill Pay department at 866/815.1835.

How much does it cost to use Online Banking and Bill Payment?
Online banking and online bill payment are free to members.

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Miscellaneous

How do I place a stop payment on a check?
Stop payment requests must be made in writing in order to be processed. Contact your local branch for assistance in placing a stop payment.

What is the penalty if I cash in my certificate of deposit early?
The penalty for cashing in a 12 month or less certificate is 90 days of interest or interest earned from the initial date of opening to the date of withdrawal, whichever is less. The penalty for early withdrawal of a greater than 12 month certificate is 180 days of interest or the interest earned from the initial date of opening to the date of withdrawal, whichever is less.

How do I get a new access code for DIAL?

If you have forgotten or would like to change your DIAL access code:  visit your local branch, call the eBranch at 502/968.3681 or 800/626.2870 to have a temporary PIN e-mailed to the address we have on file, or log in to online banking and request one using the message feature.

How do I wire funds to my Park Community account?
To wire funds to your account at Park Community, give these instructions to the originator (the person, bank, or company sending you the wire). Be cautious of who you are giving your account number to; only use someone you trust.

Send to:  Corporate One Federal Credit Union
Bank Routing #:  244084264
Address:  Columbus, Ohio
Beneficiary Account:  Park Community Credit Union
Beneficiary Account #:  283079476
Beneficiary Address:  6101 Fern Valley Rd, Louisville, KY 40228
For Final Credit to: Your Name
Account #:  Your 13 digit checking account number or your 10 digit savings account number

The cutoff for posting incoming wires to your account is 4:00 pm, Monday-Friday. Fees may apply, see the Fee Schedule for details.

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