Loans:
Auto

Get Moving with a Loan from Park Community

Our rates are as low as 2.04% APR*

A car is one of the biggest purchases you’ll ever make, and high interest rates can add hundreds of dollars to your total. At Park Community, our rates are some of the lowest around, so save your hard-earned money and get your Auto Loan here.

We offer loans for new cars, used cars, and to refinance existing car loans.

Apply Now

 


Delay Your First Payment 60 or 90 Days

Don’t delay getting the new car you need and want. For a limited time finance your auto loan with Park Community and enjoy 60 or 90 days* until your first payment.


Low-Rate Auto Equity Loans

Lower rates equal smaller payments, and in today’s economy every little bit helps. If you paid your car loan off early or if you have equity in your vehicle, then you can get the things you need today with an Auto Equity Loan from Park Community. Borrowing against your car is a great way to save money.


Dealer Financing

Apply for a Park Community Auto Loan at participating dealerships and get great rates, great service, and get the dealer to do all of the paperwork! It’s easy, it saves time, and we have a ton of participating dealers.

Just choose your dealer, tell them you want to finance through Park Community, and drive away once you are approved.

dealers

 

 

For Dealer Use Only: Please click here to determine eligibility.


Insurance Verification

Full coverage insurance is required on all Park Community auto loans. If you’ve switched insurance companies or have been asked to verify your insurance coverage, please click here to visit the Insurance Verification Online Customer Service Center.


Enterprise Car Sales

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If you’re in the market for a new vehicle, take a look at Enterprise Car Sales. A used rental car can have a lower purchase price with lower monthly payments, and the factory warranties are usually still available. Buying a used car also allows you to upgrade to the newer make and model you want and add more optional features.


Current Rates

Models/Year Term* APR*
2016 - 2015 Up to 48 months
49 - 60 months
61 - 72 months
73 - 84 months
2.04%*
2.25%*
2.70%*
3.44%*
2014 - 2013 Up to 48 months
49 - 60 months
61 - 72 months
84 months
2.69%*
2.69%*
3.05%*
3.64%*
2012 - 2011 Up to 48 months
49 - 60 months
61 - 72 months
3.00%*
3.00%*
3.50%*
2010- 2009 Up to 48 months
49 - 60 months
3.35%*
3.35%*
2008 - 2006 Up to 36 months 6.74%*

*Annual Percentage Rate. Rates as of February 18, 2016 and subject to change without notice. Must qualify. Final rate determined by credit score, vehicle age, and loan term. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payments. $5,000 minimum loan amount. Must be a new loan or a refinanced loan from another lender, not an existing Park Community loan. Loan example: $20,000 for 48 months at 2.04% annual percentage rate would yield a $434.25 per month payment or approximately $21.71 per $1,000 borrowed.

*60 and 90 day deferred payment option is only available to borrowers with a credit score of 650 or higher and loan terms of 75 months or less. Vehicle must be a 2012-2016 model. No down payment required. Loan must be $5,000 or more to be eligible. Loan approval and interest rates are subject to creditworthiness, term of loan and age of vehicle. Deferred payment option may only be used on vehicle purchases. Interest will accrue from the date of loan disbursement. Restrictions may apply. This deferred payment program may be terminated at any time without notice.

 
 
 

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