Get Moving with a Loan from Park Community

Our rates are as low as 1.98% APR*

A car is one of the biggest purchases you’ll ever make, and high interest rates can add hundreds of dollars to your total. At Park Community, our rates are some of the lowest around, so save your hard-earned money and get your Auto Loan here.

We offer loans for new cars, used cars, and to refinance existing car loans.

Apply Now View Rates


Low-Rate Auto Equity Loans

Lower rates equal smaller payments, and in today’s economy every little bit helps. If you paid your car loan off early or if you have equity in your vehicle, then you can get the things you need today with an Auto Equity Loan from Park Community. Borrowing against your car is a great way to save money.

Dealer Financing

Apply for a Park Community Auto Loan at participating dealerships and get great rates, great service, and get the dealer to do all of the paperwork! It’s easy, it saves time, and we have a ton of participating dealers.

Just choose your dealer, tell them you want to finance through Park Community, and drive away once you are approved.




For Dealer Use Only: Please click here to determine eligibility.

Insurance Verification

Full coverage insurance is required on all Park Community auto loans. If you’ve switched insurance companies or have been asked to verify your insurance coverage, please click here to visit the Insurance Verification Online Customer Service Center.


Current Rates

Models/Year Term* APR*
2014 - 2013 Up to 48 months
49 - 60 months
61 - 72 months
73 - 84 months
2012 - 2011 Up to 48 months
49 - 60 months
61 - 72 months
2010 - 2009 Up to 48 months
49 - 60 months
61 - 72 months
2008 - 2007 Up to 48 months
49 - 60 months
2006 - 2004 Up to 36 months 6.99%*

*Annual Percentage Rate. Rates as of March 24, 2014 and subject to change without notice. Must qualify. Final rate determined by credit score, vehicle age, and loan term. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payments. $5,000 minimum loan amount. Must be a new loan or a refinanced loan from another lender, not an existing Park Community loan. Loan example: $20,000 for 60 months at 2.24% annual percentage rate would yield a $352.66 per month payment or approximately $17.63 per $1,000 borrowed.


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