Loans:
Auto

Get Moving with a Loan from Park Community

Ready. Set. Refi.

Get $300!

During the month of August, bring us your auto or motorcycle loan from another lender. Not only will you have the opportunity to possibly lower you rate and payment, we’re also going to give you $300.*

*This promotion is only available to borrowers with a credit score of 640 or higher and loan terms of 84 months or less. Discounts available up to .50% off the rate for auto pay and payment protection plus an additional .25% off for 80% Loan to Value. Vehicle must be a 2012-2017 model. No down payment required. Loan must be $10,000 or more to be eligible and must be set up with automatic payments. Excludes current Park Community auto/motorcycle loans. Loan approval and interest rates are subject to creditworthiness, term of loan, and age of vehicle. Cash out option available based on Loan to Value and strength of borrower. Other restrictions may apply.


Our rates are as low as 2.99% APR*

A car is one of the biggest purchases you’ll ever make, and high interest rates can add hundreds of dollars to your total. At Park Community, our rates are some of the lowest around, so save your hard-earned money and get your Auto Loan here.

We offer loans for new cars, used cars, and to refinance existing car loans.

Apply Now

 
 


Low-Rate Auto Equity Loans

Lower rates equal smaller payments, and in today’s economy every little bit helps. If you paid your car loan off early or if you have equity in your vehicle, then you can get the things you need today with an Auto Equity Loan from Park Community. Borrowing against your car is a great way to save money.


Dealer Financing

Apply for a Park Community Auto Loan at participating dealerships and get great rates, great service, and get the dealer to do all of the paperwork! It’s easy, it saves time, and we have a ton of participating dealers.

Just choose your dealer, tell them you want to finance through Park Community, and drive away once you are approved.

dealers

 

 

For Dealer Use Only: Please click here to determine eligibility.


Insurance Verification

Full coverage insurance is required on all Park Community auto loans. If you’ve switched insurance companies or have been asked to verify your insurance coverage, please click here to visit the Insurance Verification Online Customer Service Center.


TruStage: Insurance the Credit Union Way

TruStage insurance products and programs help members protect what matters most. Backed by nearly 80 years of working in partnership with credit unions and their members,TruStage offers straightforward information, real value and assurance. And it’s only for credit union members like you.

To learn more, call 1-888-888-0375 or click on the link below to get quotes or just explore.

© CUNA Mutual Group, 2012 All Rights Reserved. TruStage is a marketing brand used to identify products offered through CMFG Life Insurance Company and programs offered through CMFG Life insurance agencies to credit union members. CORP-1112-B43A


Enterprise Car Sales

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If you’re in the market for a new vehicle, take a look at Enterprise Car Sales. A used rental car can have a lower purchase price with lower monthly payments, and the factory warranties are usually still available. Buying a used car also allows you to upgrade to the newer make and model you want and add more optional features.


Current Rates

Models/Year Term* APR*
2017 - 2016 Up to 48 months
49 - 60 months
61 - 72 months
73 - 84 months
2.99%*
3.20%*
3.65%*
4.39%*
2015 - 2014 Up to 48 months
49 - 60 months
61 - 72 months
84 months
3.64%*
3.64%*
4.00%*
4.59%*
2013 - 2012 Up to 48 months
49 - 60 months
61 - 72 months
3.95%*
3.95%*
4.45%*
2011- 2010 Up to 48 months
49 - 60 months
4.30%*
4.30%*
2009 - 2007 Up to 36 months 7.69%*

*Annual Percentage Rate. Rates as of July 3, 2017 and subject to change without notice. Must qualify. Final rate determined by credit score, vehicle age, and loan term. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payments. $5,000 minimum loan amount. Must be a new loan or a refinanced loan from another lender, not an existing Park Community loan. Loan example: $20,000 for 48 months at 2.99% annual percentage rate would yield a $442.60 per month payment or approximately $22.13 per $1,000 borrowed.

 
 
 

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