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Credit Cards

Important Information Concerning Visa® Card

New Card. New Processor.

You’re getting a new card because we’re changing credit card processors. We’ve worked hard to make the transition seamless, but if you have any questions along the way, we’ll be glad to help. Follow these 3 easy steps for a smooth transition.

  • Keep using the old card until Friday, June 15, 2018.
  • On Saturday, June 16, 2018, call 800.631.3197 to activate the new card. Destroy the old card.
  • Switch any automatic payments scheduled on the old card after June 15th, 2018 to the new card. Be sure to use the new address to avoid interruptions in services, payments, etc.
    Park Community Credit Union
    P.O.Box 71050
    Charlotte, NC 28272-1050

Still have questions? Click here to read our frequently asked questions.

Rewards apply now

Earn Rewards on all 4 of our Visa® Cards

Order Your Classic, Gold, Business, or Platinum Visa® Card Today —
Our rates are as low as 10.74% APR*!

Earn rewards like travel, gift cards, membership, and cash back with Park Community Visa® Cards. Earn one reward point for each dollar spent and save up for the reward of your choice.


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Park Community Visa® Cards feature:

  • Special introductory rates – 0% APR on all purchases, cash advances, and balance transfers for the first 6 months of the billing cycle**
  • No Annual Fee, Balance Transfer Fee, or Cash Advance Fee
  • VISA® Zero Liability – No worries if your card is lost or stolen. You will not be held responsible***
  • Around-the-clock Fraud Protection – 24/7/365 protection whenever you travel
  • Secure Online Account Access – Enhance your shopping experience and protect yourself against unauthorized card usage
  • Satisfaction Guaranteed Coverage – Return any item up to 60 days after purchase
  • Visa Alerts (get real-time alerts whenever your purchase meets the criteria you selected during enrollment)

Classic Card Benefits

For full details click here.

Gold Card Benefits

For full details click here.

Business Card Benefits

For full details click here.

Platinum Card Benefits

For full details click here.

24/7Credit Card Member Service

  • For credit card service after business hours call 866.570.1664.

Report a lost/stolen card

  • For a lost or stolen card, stop by your local branch or call 800.449.7728. Out of the country? Call 727.299.2449.
  • After business hours, choose the option for lost/stolen card from the prompt and hold on the line until you speak to representative.

Dispute unauthorized transactions

  • Call 888.918.7322 during the hours of 8am-8pm Monday-Friday, excluding holidays.

Disclosures and Agreements


Download the Application and Solicitation Disclosure (MLA) | May 2018
Download the Application and Solicitation Disclosure (MLA) | February 2018
Download the Application and Solicitation Disclosure | February 2018


Consumer Credit Card Agreement | June 2018
Consumer Credit Card Agreement | January 2018

* Based on creditworthiness.  APR will vary with the market based on the Prime Rate.
** For additional information about the Annual Percentage Rates (APR’s), fees and other costs, see the Application and Solicitation Disclosure.
*** Visa’s zero liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit
† Program is subject to change, restrictions, and conditions. Visit for details on rewards.


© 2018, Park Community Credit Union

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