Credit Cards

Spend $1,000 in December Using Your Park Community Visa® Rewards Credit Card and You Could Win $500 Cash!*

When you’re making your big holiday purchases in December, consider using your Park Community Visa® Rewards Card. With a great rate, points for your purchases, and the chance to win $500 Cash – you’ll definitely want to keep this card readily available.

*Must qualify. One entry for every $1,000 in transactions made using your Park Community Visa® Rewards card in December 2017. Winner will be drawn at random and contacted by February 1, 2018. Other terms and conditions may apply.

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Earn Rewards on all 3 Park Community Visa® Cards

Order Your Platinum, Gold, or Secured Visa® Card Today —
Our rates are as low as 10.24% APR*!

Earn rewards like travel, gift cards, membership, and cash back with Park Community Visa® Cards. Earn one reward point for each dollar spent and save up for the reward of your choice.


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Park Community Visa® Cards feature:

  • Special introductory rates – 0% APR on all purchases, cash advances, and balance transfers for the first 6 months of the billing cycle**
  • No Annual Fee, Balance Transfer Fee, or Cash Advance Fee
  • VISA® Zero Liability – No worries if your card is lost or stolen. You will not be held responsible***
  • Around-the-clock Fraud Protection – 24/7/365 protection whenever you travel
  • Secure Online Account Access – Enhance your shopping experience and protect yourself against unauthorized card usage
  • Satisfaction Guaranteed Coverage – Return any item up to 60 days after purchase
  • Visa Alerts (get real-time alerts whenever your purchase meets the criteria you selected during enrollment)

  • Platinum Card Benefits

    • Travel Accident Insurance
    • Baggage Delay Reimbursement
    • Cellular Telephone Protection
    • Visa Roadside Dispatch
    • Travel and Emergency Assistance Services
    • Purchase Security and Extended Protection Benefits
    • Return Protection
    • Auto Rental Collision Damage waiver

    For full details click here.

    Report a lost/stolen card

    • For a lost or stolen card, stop by your local branch or call 502/968.3681 or 800/626.2870.
    • After business hours, choose the option for lost/stolen card from the prompt and hold on the line until you speak to representative.

    Dispute unauthorized transactions

    • Call 888/829.6434 during the hours of 8am-8pm Monday-Friday, excluding holidays.

    Disclosures and Agreements


    Download the Application and Solicitation Disclosure (MLA) | October 2017
    Download the Application and Solicitation Disclosure | July 2017
    Download the Application and Solicitation Disclosure | April 2017
    Download the Application and Solicitation Disclosure | February 2017
    Download the Application and Solicitation Disclosure | November 2016
    Download the Application and Solicitation Disclosure | September 2016
    Download the Application and Solicitation Disclosure | January 2016


    Consumer Credit Card Agreement | November 2017
    Consumer Credit Card Agreement | October 2017
    Consumer Credit Card Agreement | January 2016
    Consumer Credit Card Agreement | April 2012
    Consumer Credit Card Agreement | October 2012

    * Based on creditworthiness.  APR will vary with the market based on the Prime Rate.
    ** For additional information about the Annual Percentage Rates (APR’s), fees and other costs, see the Application and Solicitation Disclosure.
    *** Visa’s zero liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit
    † Program is subject to change, restrictions, and conditions. Visit for details on rewards.


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