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Transfer your Balance and Save!

Transfer $500 or more to a new or existing Park Community Visa® Credit Card and get:

  • 0% Intro APR on Balance Transfers for 15 Billing Cycles*
  • After that, your Variable APR will be 9.99%-17.49%*
  • NO Balance Transfer Fee*

Balances transferred must post your account by January 31, 2017.

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*APR=Annual Percentage Rate. Rates, terms, and conditions may vary based on creditworthiness and qualifications and are subject to change. All loans subject to approval. Limited time offer.

Earn Rewards on all 3 Park Community Visa® Cards

Order Your Platinum, Gold, or Secured Visa® Card Today —
Our rates are as low as 9.99% APR*!

Earn rewards like travel, gift cards, membership, and cash back with Park Community Visa® Cards. Earn one reward point for each dollar spent and save up for the reward of your choice.

Park Community Visa® Cards feature:

  • Special introductory rates – 0% APR on all purchases, cash advances, and balance transfers for the first 6 months of the billing cycle**
  • No Annual Fee, Balance Transfer Fee, or Cash Advance Fee
  • VISA® Zero Liability – No worries if your card is lost or stolen. You will not be held responsible***
  • Around-the-clock Fraud Protection – 24/7/365 protection whenever you travel
  • Secure Online Account Access – Enhance your shopping experience and protect yourself against unauthorized card usage
  • Satisfaction Guaranteed Coverage – Return any item up to 60 days after purchase

Report a lost/stolen card

  • For a lost or stolen card, stop by your local branch or call 502/968.3681 or 800/626.2870.
  • After business hours, choose the option for lost/stolen card from the prompt and hold on the line until you speak to representative.

Dispute unauthorized transactions

  • Call 888/829.6434 during the hours of 8am-8pm Monday-Friday, excluding holidays.

Disclosures and Agreements


Download the Application and Solicitation Disclosure | November 2016
Download the Application and Solicitation Disclosure | September 2016
Download the Application and Solicitation Disclosure | January 2016


Consumer Credit Card Agreement | January 2016

Consumer Credit Card Agreement | October 2012

Consumer Credit Card Agreement | April 2012

*Based on creditworthiness.  APR will vary with the market based on the Prime Rate.

**For additional information about the Annual Percentage Rates (APR’s), fees and other costs, see the Application and Solicitation Disclosure.

***Visa’s zero liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit


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