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Loans:
All Rates

Rates

Auto Loans

Models/Year Term* APR*
2018 - 2017 Up to 48 months
49 - 60 months
61 - 72 months
73 - 84 months
3.25%*
3.50%*
4.00%*
4.50%*
2016 - 2015 Up to 48 months
49 - 60 months
61 - 72 months
84 months
3.75%*
3.75%*
4.25%*
4.75%*
2014 - 2013 Up to 48 months
49 - 60 months
61 - 72 months
4.25%*
4.25%*
4.75%*
2012- 2011 Up to 48 months
49 - 60 months
4.50%*
4.50%*
2010 - 2008 Up to 36 months 8.00%*

*Annual Percentage Rate. Rates as of April 2, 2018 and subject to change without notice. Must qualify. Final rate determined by credit score, vehicle age, and loan term. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payments. $5,000 minimum loan amount. Must be a new loan or a refinanced loan from another lender, not an existing Park Community loan. Loan example: $20,000 for 48 months at 3.25% annual percentage rate would yield a $444.90 per month payment or approximately $22.24 per $1,000 borrowed.


Home Loans

Please click here to get an accurate home loan estimate.


Personal Loans

  Features Term APR
Unsecured (also known as Anything or Signature Loan) Terms less than 60 months have no minimum loan amount. 60 month term requires $5,000 min. up to 60 months 7.00%-17.00%
Share-Secured -- 144 months 4.75%
CD-Secured 2.00% above the rate paid or 4.75%, whichever is greater. -- Rate Varies
Unsecured Line of Credit -- -- 12.25%
Credit Builder -- 12 months 12.25%-19.00%
Fresh Start -- 12 months 12.25%-19.00%
Vacation Available May 1-August 31 12 months 6.25%
Holiday Available October 1-January 31 12 months Not Available

*Annual Percentage Rate. Rates as of May 1, 2018 and subject to change without notice. Must qualify. Other terms and conditions may apply.


Recreational Loans

RV's and Boats

Models/Year Min. Loan Amount Term APR
2018-17 $2,500
$10,000
$20,000
Up to 60 months
61 - 120 months
121 - 180 months
5.25%*
6.00%*
6.25%*
2016-14 $2,500
$10,000
$20,000
Up to 60 months
61 - 120 months
121 - 180 months
6.25%*
7.00%*
7.25%*
2013-11 $2,500
$10,000
$20,000
Up to 60 months
61 - 120 months
121 - 180 months
7.25%*
8.00%*
8.50%*
2010-08 Up to 80% Loan-to-Value Up to 60 months 11.25%*

Motorcycles

Models/Year Term APR
2018-17 Up to 48 months
49 - 60 months
61 - 72 months
73 -84 months
4.00%*
4.25%*
4.75%*
5.50%*
2016-15 Up to 48 months
49 - 60 months
61 - 72 months
73 -84 months
4.75%*
4.75%*
5.25%*
5.75%*
2014-13 Up to 48 months
49 - 60 months
61 - 72 months
5.00%*
5.00%*
5.50%*
2012-11 Up to 48 months
49 - 60 months
5.50%*
5.50%*
2010-08 Up to 36 months 8.75%*

*Annual Percentage Rate. Rates as of April 2, 2018 and subject to change without notice. Must qualify. Terms for secured loans based upon collateral's age, mileage, & condition at loan officer's discretion. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payments. Loan example: $20,000 for 60 months at 3.24% annual percentage rate would yield a $366.08 per month payment or approximately $18.30 per $1,000 borrowed.

 
 
 

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