Current Auto Rates

Models/Year
Term*
APR*
2025-2023

Up to 48 months

49-60 months

61-72 months

73-84 months

6.00%*

6.25%*

6.75%*

7.00%*

2022-2020

Up to 60 months

61-72 months

73-84 months

6.50%*

7.00%*

7.25%*

2019-2017

Up to 60 months

61-72 months

6.75%*

7.25%*

2016-2012

Up to 48 months

7.75%*

*Annual Percentage Rate. Rates as of January 2nd, 2024 and subject to change without notice. Must qualify. Final rate determined by credit score, vehicle age, and loan term. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payments. Must be a new loan or a refinanced loan from another lender, not an existing Park Community loan. Loan example: $20,000 for 48 months at 6.00% annual percentage rate would yield a $469.70 per month payment or approximately $23.49 per $1,000 borrowed