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Current Auto Rates
Models/Year
Term*
APR*
2024-2022
Up to 48 months
49-60 months
61-72 months
73-84 months
6.00%*
6.25%*
6.75%*
7.00%*
2021-2019
Up to 60 months
61-72 months
73-84 months
6.50%*
7.00%*
7.25%*
2018-2016
Up to 60 months
61-72 months
6.75%*
7.25%*
2015-2011
Up to 48 months
7.75%*
*Annual Percentage Rate. Rates as of August 2nd, 2023 and subject to change without notice. Must qualify. Final rate determined by credit score, vehicle age, and loan term. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payments. Must be a new loan or a refinanced loan from another lender, not an existing Park Community loan. Loan example: $20,000 for 48 months at 6.00% annual percentage rate would yield a $469.70 per month payment or approximately $23.49 per $1,000 borrowed