Current Auto Rates


Up to 48 months

49-60 months

61-72 months

73-84 months






*Annual Percentage Rate. Rates as of March 1st, 2024 and subject to change without notice. Must qualify. Final rate determined by credit score, vehicle age, and loan term. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payments. Must be a new loan or a refinanced loan from another lender, not an existing Park Community loan. Loan example: $20,000 for 48 months at 6.24% annual percentage rate would yield a $471.99 per month payment or approximately $23.60 per $1,000 borrowed

Auto Starter Loan Details:

Must Qualify. Auto Starter Loans can fund as new or used autos only, and does not apply to boats, recreational vehicles, or motorcycles. Must be currently employed for a minimum of 6 months or have graduated from a college or trade school within the last 12 months, and not had auto payment history in the last 2 years. Maximum age of vehicle is 10 years. Maximum loan term determined by vehicle age. Maximum loan to value (LTV) of 100%. Maximum Loan amount $30,000 (Not including Park GAP and VSA). Maximum vehicle mileage 150,000. Other terms and conditions may apply.