Frequently asked questions answered your way.

Account Service

How can I get my current account balance?

You can get your account balance by using our free Online Banking or Mobile Banking services. To protect your security, we do not give balances over the phone.

What is my account number?

Account numbers are not given over the phone for security reasons. Stop by your local office and they will be able to give you the number, or you can make a request by phone for us to send it to you by mail.

How do I change my address?

Stop by your local office or send us a signed letter which lists your old and new addresses. A verification of the new address must be included in the letter (please call for a list of acceptable documents).

What is the routing number?

283079476

Direct Deposit and Account Transfers

How do I change my direct deposit?

To change your direct deposit, you will need to contact your human resources department or the entity responsible for your direct deposit and give them our routing number and your checking account number. Park Community’s routing number is 283079476. Your checking account number (13 digits) can be found within online banking or at the bottom of your checks. Savings account numbers may be found within online banking. You may also visit your local branch if you have any questions.

How do I change my automatic transfer?

To change your automatic transfer, you will need to contact the company, bank, credit card, or other financial institution and give them our routing number and your account number. Park Community’s routing number is 283079476. Your checking account number (13 digits) can be found within online banking or at the bottom of your checks. You may also make transfers out of your savings account. Savings account numbers may be found within online banking. You may also visit your local branch if you have any questions. If you are with another banking institution and wish to move your money to Park Community, try our handy Switch Kit.

Credit, Debit, and ATM Cards

How long do I have to wait to reapply for a Debit Card after I have been declined?

At least six (6) months.

How do I get a new PIN # for my Debit or ATM Card?

If you have forgotten or would like to change your PIN # you can call 1-800-992-3808 or 1-800-567-3451 to reset or change your PIN.

Who do I call if my Debit Card or ATM Card is lost or stolen?

For a lost or stolen Debit Card, stop by your local branch or call 502.968.3681. After business hours, choose the option for lost/stolen card from the prompt and hold on the line until you speak to a representative.

Who do I call if I have unauthorized transactions?

For debit cards: report unauthorized credit or debit card transactions by calling 502.968.3681 for our business hours.

Internet Services

After I make a bill payment, when are funds debited from my checking account?

The funds will be debited from your Park account on the business day you select for the payment to be made. For questions regarding the receipt of payment by the payee, please contact our Bill Pay department at 866.815.1835.

How much does it cost to use Online banking and Bill Payment?

Online banking and online bill payment are free to members.

Miscellaneous

How do I place a stop payment on a check?

You can now place a stop payment through our digital banking systems! Just click more services in the navigation menu then click the “stop payment” option. You can also stop payment by calling 502.968.3681 and pressing zero, or by visiting a branch.

What is the penalty if I cash in my share certificate early?

If the certificate was opened or automatically renewed before January 1, 2016, the penalty for cashing in a 12 month or less certificate is 90 days of dividends or dividends earned from the initial date of opening to the date of withdrawal, whichever is less. The penalty for early withdrawal of a greater than 12 month certificate is 180 days of dividends or the dividends earned from the initial date of opening to the date of withdrawal, whichever is less.

If the certificate was opened or automatically renewed on or after January 1, 2016, any certificate withdrawn early will incur a $25 penalty fee PLUS half of the dividends that would have been earned from the date of withdrawal to the maturity date.

How do I wire funds to my Park Community account?

To wire funds to your account at Park Community, give these instructions to the originator (the person, bank, or company sending you the wire). Be cautious of who you are giving your account number to; only use someone you trust.

Send to:
Park Community Credit Union
Bank ABA Routing #:283079476

Address:
2515 Blankenbaker Pkwy, Louisville, KY 40299

Beneficiary Account:
Your Name

Beneficiary Account #:
Your 13 digit checking account number or your 10 digit savings account number

Beneficiary Address:
Your Address

The cutoff for posting incoming wires to your account is 4:00 pm, Monday-Friday. Fees may apply, see the Fee Schedule for details.