Skip A Payment

Man with a dog driving a car

Skip your next loan payment

During these uncertain times, we understand it can sometimes be hard to make ends meet. To provide some relief, we have updated our Skip-A-Month service to allow more members to skip an upcoming loan payment.
Skip-A-Month is not available for Mortgage Loans,

How to Skip-A-Payment

Skipping a payment is easy. You can request a skip within online banking, our mobile app, or by giving us a call. If you should login to online banking or the mobile app and not see your loan listed, please contact us.

Online Banking Instructions:

  • Log on to Online Banking
  • Select Payments Tab
  • Select Skip Payment
  • Select the loan from the list
  • Follow the on screen instructions
Online banking

Mobile App Instructions

  • Login to the Park Mobile App
  • Select Payment from the menu on the left
  • Select Skip Payment
  • Choose your loan and follow the instructions

Call Us Instructions:

  • Give us a call at 502-968-3681
  • Select option 3 for questions about an existing loan
  • Give us a call at 502-968-3681
  • Select option 3 for questions about an existing loan
Call Us!
What else do I need to know?

ATTENTION: As of March 21, 2020, most eligibility requirements for the Skip-A-Month service has been temporarily waived. If you were not eligible previously or recently skipped a payment, you may still be eligible.

You must meet the following conditions in order to qualify:

  • You must make at least six monthly payments before requesting to skip a month.
  • You cannot have been more than thirty days delinquent on any loan within the last twelve months.
  • All of your loans must be current.
  • You may only choose to skip the next regularly scheduled payment and not future payments.
  • Not all loan types are eligible for skipped payments.
  • Other restrictions may apply.