A Card for Pawsitive Change

Now available! The 2023 Kentucky Humane Society Debit Card
Learn More

Check This Out.

At Park Community, we offer a variety of checking accounts including free checking with interest, student checking, fresh start checking, and more. Whether you have direct deposit and like to use your debit card or just need an extra account to manage your money, Park Community has an account to meet your needs.

HI Checking Account

Get more from your checking account! With Park Community's Hi Checking, enjoy high interest at 2.85% APY1 on your balance up to $10,000, plus convenient features like ATM refunds2 and no minimum balance when requirements are met. View Requirements.

Open an Account
Park Community business accounts

Traditional Checking Account

Our traditional checking account is free when you maintain a minimum daily combined balance of $200, or if you have a loan with Park Community. Additional features include:

  • No Direct Deposit Required
  • Mobile Bill Pay
  • Unlimited Check Writing
  • 7 Free ATM Transactions Monthly2
Open an Account

Timeless Checking Account

You've put in the work, now reap the benefits. Our Timeless Checking Account rewards our members who are 50 and older with these exclusive benefits.

  • 7 Free ATM Transactions Monthly2
  • Rising Interest with Higher Balances
  • No Monthly Service Charge
  • No Minimum Balances
  • Free Box of Checks3
Open an Account

Student Checking Account

We understand you have a lot on your plate. Let us lighten the load. With your Student Checking account, you can manage your money without the extra stress. Available for young adults ages 12-24 who are full-time students.

  • No Minimum Balances
  • No Direct Deposit Required
  • 7 Free ATM Transactions Monthly2
  • Mobile Bill Pay
Open an Account

Details:

1APY=Annual Percentage Yield. Must qualify. HI Checking earns 2.85% APY on balances between one penny and $10,000, 0.05% APY paid on all amounts above $10,000, and ATM refunds up to $15 when the four requirements are met each month. HI Checking Requirements: 1. 20 Debit Card Transactions (PIN- based or Signature). 2. Spend $500 or More in Debit Card Transactions (PIN- based or Signature). 3. Setup Direct Deposit. 4. Enroll in eStatements. If the requirements are not met, your account will still function as a free checking account; however, you will not receive interest or ATM refunds for that month. The merchant determines how your debit card transactions are processed. APY is variable and may change after account opening. The annual percentage yield is effective 01.02.2024. No minimum balance required to open or earn the APY. No monthly service charge. Only one HI Checking account per member. Federally insured by NCUA.

2Other institution fees may still apply. No surcharge at any Money Pass or Alliance One ATMs.
‍‍
‍3Account holder receives one box annually or $7 credit for checks of their choice.

Current checking account rates

Account Types
Tiers
Dividend Rate
APY
HI Checking

(Base, if you don't meet the monthly requirements)

0.00%

0.00%

(Bonus Rate $0.01-$10,000.00)

2.810%

2.85%

(Bonus Rate over $10,000.00)

0.050%

0.05%

Timeless checking

($0.01-$999.99)

0.050%

0.05%

($1,000.00-$9,999.99)

0.050%

0.05%

($10,000.00-$24,999.99)

0.100%

0.10%

($25,000.00 and higher)

0.150%

0.15%

Information

About usFAQsCareersPress ReleasesPoliciesSecurity NoticeMobile Banking

Tools and Resources

Consumer ComplaintsSwitchkitCard SecurityFee Schedule

Membership

Employer PartnersFoundationCU DifferenceDiscountsInsurance

Bank Education

ZogoFinancial EducationFraud Prevention
Routing Number: 283079476
Call: 502.968.3681
Park Community Credit Union is federally insured by the National Credit Union Administration.