Customized loan options are, well, customary here.

One of the great things about joining Park Community is that you always know what you’ll get. You’ll always get customized options for loans that help you. Not some shareholder at a bank.
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Holiday Loans Available Now

'Tis the season to make some memories! Available until January 31.

  • Loan amount up to $3500
  • Terms up to 12 months
  • Rates as low as 10.74% APR*

Personal Loan

The name says it all. Vacation? Sure! Debt consolidation? Why not! Our Anything Loan is a fantastic home improvement tool, a great way to take the vacation of your dreams, and a handy way to have the holiday of your dreams. Whatever reason you have for needing a personal loan, Park Community is here for you. Just choose “Signature Loan” after selecting the Apply Now button below!

Recreational Loan

For all of your recreational vehicles. You know, motorcycles, boats, and RVs? At Park Community, we keep our rates low so you can optimize fun and relaxation.

QCash (Quick Cash Loan)

Access the funds you need in under 60 seconds, with no credit check required! With our Quick Cash Loan, members can apply in the Park Community Mobile App or Online Banking for instant cash up to $3000!

Credit Builder Loan

Our credit builder loan allows you to establish a payment history by holding your requested funds in a savings account while you make on time payments. When your term comes up, the funds become available, and you've taken steps to establish a positive credit history! Here's how it works:

  • Apply and choose your terms (Maximum $2,500)
  • Pay back over your chosen term (Terms up to 24 months)
  • Funds are released to you upon completion of payments!

Holiday Loan Details:

*APR = Annual Percentage Rate. Rates as of September 25th, 2024 and subject to change without notice. Must qualify. Other terms and conditions may apply. Maximum loan amount $3,500. Loan example: $3,500 for 12 months at 10.74% annual percentage rate would yield a $309 per month payment or approximately $88.26 per $1,000 borrowed. Offer available October 1st - January 31st.

Credit Builder Loan Details:

Rates as of March 1st, 2024 and subject to change without notice. Must qualify. Loan example: $1,500 for 12 months at 12.24% annual percentage rate would yield a $133.49 per month payment or approximately $88.99 per $1,000 borrowed. Member must display that they have sufficient income to repay the debt. Loan may be granted for up to $1,500 at terms not to exceed 12 months. Proceeds of the loan will be deposited into the member's savings account and pledged as security for this loan. All pledge funds must remain in the account until the loan is paid in full. The interest rate will be based upon the members credit score.