No Fee on Debt Transfers.
0% Interest for 6 Months.

Were the holidays tough on your credit card? We can help. Now you can transfer debt from any credit card to the Park Community Classic Rewards Card. You’ll get 0% interest for six months**, and — better yet — there’s no balance transfer fee. Save hundreds while you pay down debt and avoid interest. Now that’s something to get excited about.
Apply Now

Park Community Visa® Cards

  • Special introductory rates – 0% APR on all purchases and cash advances**
  • 0% APR on balance transfers for six billing cycles from the transfer date
  • No Annual Fee, Balance Transfer Fee, or Cash Advance Fee
  • VISA® Zero Liability – No worries if your card is lost or stolen. You will not be held responsible***

More Park Community VISA® Card Features

Earn rewards on all 3 Park Community Visa® Cards.

Order Your Platinum, Gold, or Secured Visa® Card Today — Our rates are as low as 12.99% APR*!

Earn rewards like travel, gift cards, membership, and cash back with Park Community Visa® Cards. Earn one reward point for each dollar spent and save up for the reward of your choice.
View rewards

Classic Card Benefits

For full details on the Classic Park Community Credit Card.
Read More

Gold Card Benefits

For full details on the Gold Park Community Credit Card.
Read More

Platinum Card Benefits

For Platinum perks, read more about the Platinum Credit Card.
Read More
Interest Rates and Interest Charges
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
0.00% Introductory APR for a period of six billing cycles. After that your APR will be 12.99% to 17.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
0.00% APR for a period of six billing cycles from the transfer date. After that your APR will be 12.99% to 17.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate
APR for Cash Advances
0.00% Introductory APR for a period of six billing cycles. After that your APR will be 12.99% to 17.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $0.50

Report a lost/stolen card or dispute transactions.

For a lost or stolen card, stop by your local branch or call 800.449.7728
After business hours, choose the option for lost/stolen card from the prompt and hold on the line until you speak to a representative.

Contact us

Disclosures and Agreements

Details
* Based on creditworthiness.  APR will vary with the market based on the Prime Rate.
** For additional information about the Annual Percentage Rates (APR’s), fees and other costs, see the Application and Solicitation Disclosure.
*** Visa’s zero liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit
www.visa.com/security.
† Program is subject to change, restrictions, and conditions. Visit
www.curewards.com for details on rewards.