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With terms ranging from six months to five years and fabulously competitive rates, the traditional share certificate requires a minimum opening balance of only $500. At the end of your term, you can either cash out or reinvest.
Get great rates now, and later with the Bump Certificate. Choose from a 12-month or 24-month term. Then, after at least 6 months, if the Bump Certificate dividend rate goes up you can use a one-time rate “bump” to match the new dividend rate. The new, higher rate will be paid for the remainder of your certificate term!**
The Wealth Builder share certificate still earns more interest than a regular savings account, but only requires a minimum deposit of $250. Plus, you can add invest more each week ($10 minimum) by visiting Park Community Credit Union or through direct deposit or payroll deduction.
Share certificates are for kids, too! Get your kids on the right track to financial success and teach them the value of investing with a CerKIDicate. CerKIDicates require only $100 to open and offer 24-month terms so your kids can watch their money grow while they’re growing. Dividend rates on CerKIDicates are 0.50% above regular share certificate dividend rates.
